Delivery Icon

Free Delivery

Spend over £199
Price Match Icon

We Price Match

On every product
Reviews Icon

9.3 on TrustPilot

3438 reviews
Samples Icon

Free Samples

Try before you buy
Finance Icon

Finance Available

On orders over £250
 

Flooring Finance Comparison

Amount to borrow

Buy Now
Pay Later

This is a loan of with no deposit and nothing to pay for 6 months. It's possible to pay off the full amount within 6 months for a £35 settlement fee. Otherwise, after 6 months, the total is settled in 42 monthly installments of , which includes 19.9% APR.

Available on orders between £250 and £2,500.*

Cash Price
Deposit (if applicable) £0.00
Number of monthly installments 42
Monthly installment amount
Total amount repayable
Representative APR 19.9%

0% Finance Over
12 Months

This is a loan of with no deposit and no interest. The full amount is paid in 12 monthly installments of £ .

Available on orders between £600 and £7,000 containing only QuickStep products.*

Cash Price
Deposit (if applicable) £0.00
Number of monthly installments 12
Monthly installment amount £
Total amount repayable
Representative APR 0%

9.9% Finance Over
Months

This is a loan of with no deposit to pay and 9.9% APR interest. The full amount is paid in monthly installments of .

Available on orders between £600 and £7,000.*

Cash Price
Deposit (if applicable) £0.00
Number of monthly installments
Monthly installment amount
Total amount repayable
Representative APR 9.9%

For any questions regarding finance, call us on 0800 999 8100

Paperless
Application
Instant
Online Decision **
No Deposit
Required

** In most cases

How it works

  • Step One

    Add enough goods to your basket to qualify for Finance.

  • Step Two

    At the payment stage in Checkout, choose the ‘Pay by Finance’ option.

  • Step Three

    Complete the V12 Retail Finance application form. There's no deposit to pay!

  • Add enough goods to your basket to qualify for Finance.
  • At the payment stage in Checkout, choose the ‘Pay by Finance’ option.
  • Complete the V12 Retail Finance application form. There's no deposit to pay!

Finance Terms & Conditions

FlooringSupplies.co.uk is a trading name of Keswick Flooring Ltd, a company registered in England and Wales, No. 4431986, VAT No. GB511003721. Registered office: Garsett House, St. Andrew's Hall Plain, Norwich, Norfolk. NR3 1AU. FlooringSupplies.co.uk acts as a credit broker and only offers credit products from Secure Trust Bank PLC, trading as V12 Retail Finance. Our registration number is FRN 758868.
Credit provided subject to age and status.


  • Am I eligible for finance?
    In order to apply for finance you must:
    • Be at least 18 years of age.
    • Be employed for more than 16 hours a week or self-employed. Unemployed or retired applicants must have a partner in full time employment.
    • Have been a UK resident for 3 years or more.
    • Be able to make repayments by direct debit.
    • Be able to provide your previous address if you have lived at your current address for less than 3 years.
    • Have a debit card or credit card in your name and registered to your address and have a bank or building society current account.
  • Is there a minimum order value for credit applications?
    Yes. There's a set minimum and maximum on each finance option, so be sure to check your order qualifies. For our standard and 0% finance your order must be between £600 and £7,000. For our Buy Now Pay Later option, it must be between £250 and £2,500.
  • Which products are eligible for standard finance?
    All of our products are eligible for our standard finance option, as long as the order meets the minimum and maximum values.*
  • Which products are eligible for 0% finance?
    0% finance is only available on Quickstep products. All products eligible for 0% interest are clearly highlighted. Products from any of our other brands will invalidate the 0% offer.*
  • Which products are eligible for Buy Now Pay Later?
    Our Buy Now Pay Later finance option is available on all products.*
  • Do you require a deposit?
    No. No deposit is required on any of our options!
  • What information do I need to supply?
    The application form asks for your name, date of birth, 3 year address history, phone and email contact details and income / employment information. If you are accepted you will also need a credit or debit card registered to your name and address as they appear on the application.
  • How long will it take to apply?
    It takes around 5 minutes to fill out the form and you should get an answer to your application instantly. However in some cases V12 Retail Finance, our finance provider, will need a little more time to look at the application in more detail.
  • What address can you deliver to?
    We are only able to deliver your goods to the address on your credit agreement (your home address). You will not be able to have goods shipped to another address or collect the goods from us in person. However you can call V12 Retail Finance Underwriting to verify your alternative address.
  • What happens after my application is approved?
    After your application is approved, you will receive an email directly from V12 Retail Finance - our chosen lender - who will outline the next steps to follow to confirm your identity. We will then ready your order for delivery.
  • What happens if my application is not approved?
    In the event that your application is not accepted, you are still welcome to pay with the conventional methods offered on our site.
  • Am I able to pay off my finance early?
    Yes. Simply contact V12 Retail Finance on 029 2046 8900 and they will calculate your outstanding finance and provide your settlement figure in line with the Consumer Credit Act. The total amount payable varies on the option you choose:
    - Our standard finance can be paid off in full at any time, including the amount of interest which would have been accrued in the full contract.
    - The 0% offer can simply be paid whenever you're ready, for no extra cost.
    - Our Buy Now Pay Later offer has 2 options for early settlement: Option 1 is to pay the full amount within 6 months of starting the contract, with just a settlement fee of £35, and no added interest. Option 2 is available after 6 months, and involves paying the balance including any interest that would have been accrued.
  • Does finance affect my ability to return goods?
    No, returns are still accepted according to our Terms and Conditions via our Customer Services department, who will contact the finance company on your behalf in this situation. If the full order is returned, the credit agreement will be cancelled. If only part of the order is returned, the credit agreement will be adjusted accordingly.

If you have any questions regarding finance, please call us on 0800 999 8100

* Some sale products may be excluded from finance - please see individual products for details.

Advice centre
×

Save Your Basket
for Later

Email Image
S

Enter your email address below and we'll send you a link to your basket.

Please send me special offers by email